Senior Ag / Business Banking Officer

Banking
Location:Akron, IAHourly: CompetitiveWork type: Direct Hire - Full Time
Date Posted:
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Job ID: NM294450116

Job Description

Peoples Bank has exclusively retained The QTI Group to lead the search for a Senior Ag / Business Banking Officer in Akron, Iowa. This newly created role is part of a planned leadership transition and strategic succession plan for the Location President. This new Senior Ag / Business Banking Officer role offers a unique opportunity to be mentored by the current Location President, who will retire in 2027.

The Senior Ag/Business Banking Officer will support daily location operations, lead lending and business development initiatives, and supervise staff.  Effective leadership in this role will help meet the needs of customers, staff, and the bank, while achieving both the short- and long-term goals. This position is also responsible for public relations and generating new business.

Lending
  • Assist in developing and achieving goals for loan growth, quality, and pricing for the location.
  • Generate individual loans within guidelines set by bank policy and growth targets.
  • Perform credit analysis, including evaluating financial statements, assessing risk, and structuring sound lending solutions for agricultural and business clients.
  • Assist with implementing bank policy regarding the lending function.
  • Assist with overseeing the lending function to ensure efficient, high-quality, and consistent loan delivery that enhances customer service and bank profitability.
  • Follow up with delinquent loans to maintain the quality of the loan portfolio.
  • Strengthen existing customer relationships and generate new business by proactively understanding customers’ full banking needs and conduct targeted sales calls to offer additional products and services.
Business Development and Community Engagement
  • Help to develop strategies and establish goals for increasing location volume of deposits, loans, and other bank services.
  • Work with staff in establishing and meeting goals aimed at growing existing customer relationships and building new ones.
  • Help to cross-sell customers to other (non-lending) bank products and services, which may include checking accounts, certificates, cash management products or the like.
  • Represent Peoples Bank in the community by being involved in key community, banking and civic organizations and activities.
Location Administration
  • Promote a positive location culture that embraces the bank’s Vision, Mission, Values and Service Standards, while fostering high morale and team engagement.
  • Support staff training and ensure consistent implementation of bank policies and procedures across the location.
  • Assist in setting and achieving location budgets.
  • Provide leadership for location-specific promotions and initiatives.
  • Support staff development through daily coaching and mentoring and assist with annual performance evaluations.
  • Assure properties and facilities are maintained to meet standards for appearance, cleanliness, and safety, ensuring a welcoming and secure environment for customers and staff.
Supervision
  • Manage and support a location of approximately seven employees.
    Contribute to staff selection, motivation, and development and foster a culture that supports team effectiveness and individual accountability.
    Translate the bank’s strategic direction into actionable goals and initiatives, such as goals for growth, products, staff and the like.
    Ensure successful implementation by assigning responsibility, developing tracking systems, and supporting staff in meeting individual performance goals.
Qualifications:
  • Bachelor’s degree in a business-related field.
  • Senior-level banking officer with 15+ years of banking experience, preferably in a community bank lending environment.
  • Experience with Ag lending business required.
  • Previous supervisory and management experience.
  • Demonstrated proficiency in credit analysis.
  • Proficient technical skills in utilizing computer applications used within the banking industry.
Location: Akron, Iowa. Preference is for this person to live within the Akron-Westfield Community School District.

Core Competencies:
  • Adaptability
  • Attention to Detail
  • Financial Analysis
  • Negotiation and Sales Skills
  • Oral / Written Communication
  • Professionalism
  • Supervision
  • Time and Work Management
About Peoples Bank
At Peoples Bank, we take pride in being more than just a bank – we are a cornerstone of our communities. Serving our neighbors with honesty, integrity, and respect is not just a commitment; it is our privilege.

As a community bank, we believe in the power of building relationships, personalized service, and genuine care for our customers' financial well-being. We're proud to support local businesses, families, and individuals as they achieve their financial goals and dreams. Our deep roots in our communities allow us to understand the unique needs of our customers and respond with tailored solutions that make a difference.

Our Vision: Where Values Matter!

Our Mission
  • Exceed customers’ expectations
  • Create a dynamic environment that promotes personal and professional growth
  • Enrich our communities through contributions of time, talent and resources
  • Provide optimal long term value to shareholders
Our Core Values
  • Honesty, integrity and respect shall be the cornerstone of all that we do.
  • We strive to enrich families and communities through our actions.
  • We are committed to excellence.
  • Change fuels our progress.
We believe it is important to:
  • Provide modern banking services - Fairly priced and tailored to meet our customers’ needs
  • Give back to our communities – Our time, a percentage of our profits, and our expertise. We are honored that we are often the first business contacted when a community group needs to fund a project, large or small. You will find our staff serving on many boards and committees providing leadership to worthwhile community groups, organizations and churches
  • Listen to our customers - We respond to comments and often change product and/or service offerings because of customer feedback
  • Make every effort to be a resource where customers can learn about loans and other bank products and services